Sound Credit Union 401(k) Plan: Login, Facts & Contact Information
Sound Credit Union 401(k) Login
123 former Sound Credit Union employees still have money in this plan.
We don't have a verified login link for this plan's recordkeeper (Spectrum Pension Consultants, Inc.). Beagle can locate your account.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Sound Credit Union 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 30, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $4.66 million went into the plan in contributions, $2.58 million of it from the employer (55%).
- $2.00 million was paid out to participants.
- Investment and other income added $9.03 million.
- Administrative expenses were $115,324, about $220 per account.
How the Sound Credit Union 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 358 | $34.9 million | $1.62 million | $3.45 million |
| 2020 | 417 | $59.7 million | $1.95 million | $2.02 million |
| 2021 | 433 | $58.5 million | $2.01 million | $3.52 million |
| 2022 | 467 | $33.9 million | $2.12 million | $2.98 million |
| 2023 | 502 | $46.8 million | $2.27 million | $3.92 million |
| 2024 | 575 | $58.3 million | $2.58 million | $2.00 million |
Sound Credit Union 401(k) Contact Information
Questions about the Sound Credit Union 401(k)
Does Sound Credit Union contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.58 million, 55% of all contributions.
Does the Sound Credit Union 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Sound Credit Union 401(k) plan?
575 participants at the start of plan year 2024, 401 of them active employees, and 123 former employees who still had money in the plan.
What is the average 401(k) balance at Sound Credit Union?
About $111,130 per account: $58.3 million in plan assets across 525 accounts with a balance at the end of plan year 2024.
Who manages the Sound Credit Union 401(k) accounts?
SPECTRUM PENSION CONSULTANTS, INC. is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Sound Credit Union. How do I access my 401(k)?
Your account stays with SPECTRUM PENSION CONSULTANTS, INC. after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.