Southern Bancorp, Inc. 401(k) Plan: Login, Facts & Contact Information

Southern Bancorp, Inc. 401(k) Plan Facts

Plan name
SOUTHERN BANCORP 401(K) RETIREMENT SAVINGS AND EMPLOYEE STOCK OWNERSHIP PLAN
Plan type
401(k) and profit sharing with a company-stock (ESOP) component
Plan sponsor
SOUTHERN BANCORP, INC.
Participants
666 (569 active employees)
Former employees with a balance
88
Plan assets
$53,912,382 at Dec 31, 2024
Average account balance
$76,580 across 704 accounts
Employer contributions
$2,360,795 in plan year 2024 (37% of all contributions)
Recordkeeper
Newport Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2017
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.36 million went into the plan in contributions, $2.36 million of it from the employer (37%).
  • $2.83 million was paid out to participants.
  • Investment and other income added $4.80 million.
  • Administrative expenses were $143,086, about $203 per account.

How the Southern Bancorp, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019435$26.7 million$1.16 million$1.89 million
2020486$32.1 million$1.30 million$1.38 million
2021463$39.1 million$1.45 million$2.43 million
2022567$38.6 million$1.75 million$3.02 million
2023631$45.7 million$2.26 million$3.22 million
2024666$53.9 million$2.36 million$2.83 million

Southern Bancorp, Inc. 401(k) Contact Information

Phone
501-492-3496
Mailing address
400 HARDIN RD STE 100, LITTLE ROCK AR 72211
Plan sponsor
SOUTHERN BANCORP, INC.
Employer identification number (EIN)
71-0646525
Plan number
003

Questions about the Southern Bancorp, Inc. 401(k)

Does Southern Bancorp, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $2.36 million in employer contributions for plan year 2024.

Does the Southern Bancorp, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Southern Bancorp, Inc 401(k) plan?

666 participants at the start of plan year 2024, 569 of them active employees, and 88 former employees who still had money in the plan.

What is the average 401(k) balance at Southern Bancorp, Inc?

About $76,580 per account: $53.9 million in plan assets across 704 accounts with a balance at the end of plan year 2024.

Who manages the Southern Bancorp, Inc 401(k) accounts?

Newport (an Ascensus company) (listed on the filing as NEWPORT GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Southern Bancorp, Inc. How do I access my 401(k)?

Your account stays with Newport (an Ascensus company) after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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