Spectra Metal Sales, Inc. 401(k) Plan: Login, Facts & Contact Information
Spectra Metal Sales, Inc. 401(k) Login
377 former Spectra Metal Sales, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Spectra Metal Sales, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $2.44 million went into the plan in contributions, $846,250 of it from the employer (35%).
- $2.03 million was paid out to participants.
- Investment and other income added $1.46 million.
- Administrative expenses were $53,040, about $62 per account.
How the Spectra Metal Sales, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 288 | $6.26 million | $317,263 | $452,180 |
| 2020 | 300 | $7.51 million | $333,358 | $611,065 |
| 2021 | 380 | $9.30 million | $452,130 | $529,553 |
| 2022 | 436 | $9.11 million | $799,733 | $380,921 |
| 2023 | 888 | $12.0 million | $706,251 | $628,452 |
| 2024 | 785 | $13.7 million | $846,250 | $2.03 million |
Spectra Metal Sales, Inc. 401(k) Contact Information
Questions about the Spectra Metal Sales, Inc. 401(k)
Does Spectra Metal Sales, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $846,250, 35% of all contributions.
Does the Spectra Metal Sales, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Spectra Metal Sales, Inc 401(k) plan?
785 participants at the start of plan year 2024, 470 of them active employees, and 377 former employees who still had money in the plan.
What is the average 401(k) balance at Spectra Metal Sales, Inc?
About $15,964 per account: $13.7 million in plan assets across 858 accounts with a balance at the end of plan year 2024.
Who manages the Spectra Metal Sales, Inc 401(k) accounts?
Voya Financial (listed on the filing as VOYA RETIREMENT INS. AND ANNUITY CO) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Spectra Metal Sales, Inc. How do I access my 401(k)?
Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.