Spectrum Health Systems, Inc. 401(k) Plan: Login, Facts & Contact Information
Spectrum Health Systems, Inc. 401(k) Login
635 former Spectrum Health Systems, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Spectrum Health Systems, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $4.79 million went into the plan in contributions, $1.83 million of it from the employer (38%).
- $2.27 million was paid out to participants.
- Investment and other income added $2.52 million.
- Administrative expenses were $14,273, about $10 per account.
How the Spectrum Health Systems, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 795 | $9.45 million | $210,319 | $970,273 |
| 2020 | 925 | $11.8 million | $313,459 | $563,298 |
| 2021 | 974 | $15.3 million | $646,192 | $1.16 million |
| 2022 | 1,216 | $14.8 million | $848,132 | $1.36 million |
| 2023 | 1,511 | $18.6 million | $975,634 | $1.97 million |
| 2024 | 1,797 | $23.6 million | $1.83 million | $2.27 million |
Spectrum Health Systems, Inc. 401(k) Contact Information
Questions about the Spectrum Health Systems, Inc. 401(k)
Does Spectrum Health Systems, Inc contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500. It did report $1.83 million in employer contributions for plan year 2024.
Does the Spectrum Health Systems, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the Spectrum Health Systems, Inc 401(k) plan?
1,797 participants at the start of plan year 2024, 1,174 of them active employees, and 635 former employees who still had money in the plan.
What is the average 401(k) balance at Spectrum Health Systems, Inc?
About $16,236 per account: $23.6 million in plan assets across 1,453 accounts with a balance at the end of plan year 2024.
Who manages the Spectrum Health Systems, Inc 401(k) accounts?
Mutual of America (listed on the filing as MUTUAL OF AMERICA INVESTMENT CORP) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Spectrum Health Systems, Inc. How do I access my 401(k)?
Your account stays with Mutual of America after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.