Spire Services Inc. 401(k) Plan: Login, Facts & Contact Information

Spire Services Inc. 401(k) Plan Facts

Plan name
SPIRE EMPLOYEE SAVINGS PLAN
Plan type
401(k) with a company-stock (ESOP) component
Plan sponsor
SPIRE SERVICES INC.
Participants
4,113 (3,460 active employees)
Former employees with a balance
532
Plan assets
$688,640,088 at Dec 31, 2024
Average account balance
$174,031 across 3,957 accounts
Employer contributions
$16,541,538 in plan year 2024 (34% of all contributions)
Recordkeeper
Fidelity Investment Inst. Ops. Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1984
— Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window— Profit sharing✓ Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $49.1 million went into the plan in contributions, $16.5 million of it from the employer (34%).
  • $91.2 million was paid out to participants.
  • Investment and other income added $91.9 million.
  • Administrative expenses were $225,192, about $57 per account.

How the Spire Services Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,812$707.4 million$14.1 million$58.2 million
20203,979$703.2 million$14.5 million$111.5 million
20214,070$750.4 million$15.3 million$93.4 million
20224,202$568.1 million$15.3 million$119.8 million
20234,151$639.2 million$15.7 million$67.2 million
20244,113$688.6 million$16.5 million$91.2 million

Spire Services Inc. 401(k) Contact Information

Phone
314-342-0739
Mailing address
700 MARKET STREET 5TH FLOOR, ST. LOUIS MO 631011829
Plan sponsor
SPIRE SERVICES INC.
Employer identification number (EIN)
47-4582725
Plan number
009

Questions about the Spire Services Inc. 401(k)

Does Spire Services Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $16.5 million in employer contributions for plan year 2024.

Does the Spire Services Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Spire Services Inc 401(k) plan?

4,113 participants at the start of plan year 2024, 3,460 of them active employees, and 532 former employees who still had money in the plan.

What is the average 401(k) balance at Spire Services Inc?

About $174,031 per account: $688.6 million in plan assets across 3,957 accounts with a balance at the end of plan year 2024.

Who manages the Spire Services Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENT INST. OPS. CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Spire Services Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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