Steak N Shake 401k Savings Plan 401(k) Plan: Login, Facts & Contact Information

Steak N Shake 401k Savings Plan 401(k) Plan Facts

Plan name
THE STEAK 'N SHAKE 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
STEAK N SHAKE INC.
Participants
1,411 (1,052 active employees)
Former employees with a balance
226
Plan assets
$17,503,085 at Dec 31, 2024
Average account balance
$34,253 across 511 accounts
Employer contributions
$529,314 in plan year 2024 (34% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Sep 28, 1953
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 5, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.54 million went into the plan in contributions, $529,314 of it from the employer (34%).
  • $2.71 million was paid out to participants.
  • Investment and other income added $2.27 million.
  • Administrative expenses were $134,719, about $264 per account.

How the Steak N Shake 401k Savings Plan 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201916,436$21.2 million$961,856$3.77 million
202010,494$18.1 million$0$4.96 million
20215,712$18.2 million—$3.11 million
20224,635$15.2 million$358,441$1.68 million
20234,960$16.6 million$400,554$2.62 million
20241,411$17.5 million$529,314$2.71 million

Steak N Shake 401k Savings Plan 401(k) Contact Information

Phone
317-616-7439
Mailing address
107 S. PENNSYLVANIA ST. SUITE 400, INDIANAPOLIS IN 46204
Plan sponsor
STEAK N SHAKE INC.
Employer identification number (EIN)
35-1604308
Plan number
001

Questions about the Steak N Shake 401k Savings Plan 401(k)

Does Steak N Shake 401k Savings Plan contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $529,314, 34% of all contributions.

Does the Steak N Shake 401k Savings Plan 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Steak N Shake 401k Savings Plan 401(k) plan?

1,411 participants at the start of plan year 2024, 1,052 of them active employees, and 226 former employees who still had money in the plan.

What is the average 401(k) balance at Steak N Shake 401k Savings Plan?

About $34,253 per account: $17.5 million in plan assets across 511 accounts with a balance at the end of plan year 2024.

Who manages the Steak N Shake 401k Savings Plan 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Steak N Shake 401k Savings Plan. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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