Steel Dynamics, Inc. 401(k) Plan: Login, Facts & Contact Information

Steel Dynamics, Inc. 401(k) Plan Facts

Plan name
STEEL DYNAMICS, INC. PROFIT SHARING AND RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
STEEL DYNAMICS, INC.
Participants
11,783 (10,140 active employees)
Former employees with a balance
2,082
Plan assets
$2,996,436,059 at Dec 31, 2024
Average account balance
$246,559 across 12,153 accounts
Employer contributions
$186,393,714 in plan year 2024 (63% of all contributions)
Recordkeeper
John Hancock Retirement Plan Srvcs
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1994
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 8, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $296.7 million went into the plan in contributions, $186.4 million of it from the employer (63%).
  • $207.5 million was paid out to participants.
  • Investment and other income added $334.8 million.
  • Administrative expenses were $589,616, about $49 per account.

How the Steel Dynamics, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20198,888$1.41 billion$83.9 million$74.6 million
20209,134$1.55 billion$65.3 million$196.6 million
20219,674$2.04 billion$277.7 million$106.8 million
202210,565$2.02 billion$319.6 million$121.1 million
202311,112$2.57 billion$248.2 million$155.4 million
202411,783$3.00 billion$186.4 million$207.5 million

Steel Dynamics, Inc. 401(k) Contact Information

Phone
260-969-3500
Mailing address
ATTN CORPORATE BENEFITS 7575 WEST JEFFERSON BLVD., FORT WAYNE IN 46804
Plan sponsor
STEEL DYNAMICS, INC.
Employer identification number (EIN)
35-1929476
Plan number
001

Questions about the Steel Dynamics, Inc. 401(k)

Does Steel Dynamics, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $186.4 million, 63% of all contributions.

Does the Steel Dynamics, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Steel Dynamics, Inc 401(k) plan?

11,783 participants at the start of plan year 2024, 10,140 of them active employees, and 2,082 former employees who still had money in the plan.

What is the average 401(k) balance at Steel Dynamics, Inc?

About $246,559 per account: $3.00 billion in plan assets across 12,153 accounts with a balance at the end of plan year 2024.

Who manages the Steel Dynamics, Inc 401(k) accounts?

John Hancock (listed on the filing as JOHN HANCOCK RETIREMENT PLAN SRVCS) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Steel Dynamics, Inc. How do I access my 401(k)?

Your account stays with John Hancock after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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