Step One Automotive Group Llc 401(k) Plan: Login, Facts & Contact Information

Step One Automotive Group Llc 401(k) Plan Facts

Plan name
STEP ONE AUTOMOTIVE GROUP LLC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
STEP ONE AUTOMOTIVE GROUP LLC
Participants
685 (423 active employees)
Former employees with a balance
106
Plan assets
$6,954,711 at Dec 31, 2024
Average account balance
$28,157 across 247 accounts
Employer contributions
$14,700 in plan year 2024 (2% of all contributions)
Recordkeeper
Stancorp Financial Group
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1992
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $879,442 went into the plan in contributions, $14,700 of it from the employer (2%).
  • $1.98 million was paid out to participants.
  • Investment and other income added $952,652.
  • Administrative expenses were $14,193, about $57 per account.

How the Step One Automotive Group Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019313$3.12 million$116,381$138,152
2020442$4.02 million$161,545$467,367
2021527$6.24 million$355,602$216,143
2022563$6.19 million$386,297$776,287
2023715$7.29 million$308,327$1.29 million
2024685$6.95 million$14,700$1.98 million

Step One Automotive Group Llc 401(k) Contact Information

Phone
850-244-7611
Mailing address
541 MARY ESTHER CUTOFF, FORT WALTON BEACH FL 32548
Plan sponsor
STEP ONE AUTOMOTIVE GROUP LLC
Employer identification number (EIN)
81-5293402
Plan number
001

Questions about the Step One Automotive Group Llc 401(k)

Does Step One Automotive Group Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $14,700, 2% of all contributions.

Does the Step One Automotive Group Llc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Step One Automotive Group Llc 401(k) plan?

685 participants at the start of plan year 2024, 423 of them active employees, and 106 former employees who still had money in the plan.

What is the average 401(k) balance at Step One Automotive Group Llc?

About $28,157 per account: $6.95 million in plan assets across 247 accounts with a balance at the end of plan year 2024.

Who manages the Step One Automotive Group Llc 401(k) accounts?

The Standard (listed on the filing as STANCORP FINANCIAL GROUP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Step One Automotive Group Llc. How do I access my 401(k)?

Your account stays with The Standard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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