Sterling Construction Company, Inc. 401(k) Plan: Login, Facts & Contact Information

Sterling Construction Company, Inc. 401(k) Plan Facts

Plan name
STERLING INFRASTRUCTURE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
STERLING INFRASTRUCTURE, INC.
Participants
3,000 (2,492 active employees)
Former employees with a balance
307
Plan assets
$95,790,466 at Dec 31, 2024
Average account balance
$79,166 across 1,210 accounts
Employer contributions
$4,371,158 in plan year 2024 (41% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Oct 1, 1983
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed May 1, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $10.7 million went into the plan in contributions, $4.37 million of it from the employer (41%).
  • $9.15 million was paid out to participants.
  • Investment and other income added $11.0 million.
  • Administrative expenses were $244,871, about $202 per account.

How the Sterling Construction Company, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,942$56.4 million$3.37 million$3.29 million
20202,110$66.2 million$3.81 million$6.92 million
20212,476$85.7 million$4.34 million$6.86 million
20222,669$74.3 million$4.19 million$7.71 million
20233,275$83.6 million$3.97 million$12.6 million
20243,000$95.8 million$4.37 million$9.15 million

Sterling Construction Company, Inc. 401(k) Contact Information

Phone
281-214-0823
Mailing address
1800 HUGHES LANDING BLVD, SUITE 250, THE WOODLANDS TX 773801683
Plan sponsor
STERLING INFRASTRUCTURE, INC.
Employer identification number (EIN)
25-1655321
Plan number
001

Questions about the Sterling Construction Company, Inc. 401(k)

Does Sterling Construction Company, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.37 million, 41% of all contributions.

Does the Sterling Construction Company, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Sterling Construction Company, Inc 401(k) plan?

3,000 participants at the start of plan year 2024, 2,492 of them active employees, and 307 former employees who still had money in the plan.

What is the average 401(k) balance at Sterling Construction Company, Inc?

About $79,166 per account: $95.8 million in plan assets across 1,210 accounts with a balance at the end of plan year 2024.

Who manages the Sterling Construction Company, Inc 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Sterling Construction Company, Inc. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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