Sterling Jewelers Inc. 401(k) Plan: Login, Facts & Contact Information
Sterling Jewelers Inc. 401(k) Login
2,844 former Sterling Jewelers Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Sterling Jewelers Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $61.3 million went into the plan in contributions, $13.0 million of it from the employer (21%).
- $89.2 million was paid out to participants.
- Investment and other income added $88.5 million.
- Administrative expenses were $1.05 million, about $92 per account.
How the Sterling Jewelers Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 34,001 | $537.6 million | $11.4 million | $64.3 million |
| 2020 | 32,489 | $565.9 million | $2.60 million | $74.4 million |
| 2021 | 25,363 | $650.1 million | $12.1 million | $52.4 million |
| 2022 | 28,487 | $562.0 million | $13.0 million | $49.3 million |
| 2023 | 27,787 | $685.2 million | $13.4 million | $55.1 million |
| 2024 | 27,844 | $742.1 million | $13.0 million | $89.2 million |
Sterling Jewelers Inc. 401(k) Contact Information
Questions about the Sterling Jewelers Inc. 401(k)
Does Sterling Jewelers Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $13.0 million, 21% of all contributions.
Does the Sterling Jewelers Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Sterling Jewelers Inc 401(k) plan?
27,844 participants at the start of plan year 2024, 24,148 of them active employees, and 2,844 former employees who still had money in the plan.
What is the average 401(k) balance at Sterling Jewelers Inc?
About $64,996 per account: $742.1 million in plan assets across 11,417 accounts with a balance at the end of plan year 2024.
Who manages the Sterling Jewelers Inc 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Sterling Jewelers Inc. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.