Sti Holding Company Inc. 401(k) Plan: Login, Facts & Contact Information

Sti Holding Company Inc. 401(k) Plan Facts

Plan name
STI GROUP 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
STI HOLDING COMPANY, INC. DBA STI GROUP
Participants
1,490 (1,710 active employees)
Former employees with a balance
132
Plan assets
$14,273,963 at Dec 31, 2024
Average account balance
$35,864 across 398 accounts
Employer contributions
$288,596 in plan year 2024 (16% of all contributions)
Recordkeeper
American United Life Insurance Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 1997
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.86 million went into the plan in contributions, $288,596 of it from the employer (16%).
  • $999,770 was paid out to participants.
  • Investment and other income added $1.69 million.
  • Administrative expenses were $45,825, about $115 per account.

How the Sti Holding Company Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20193,499$9.14 million$260,195$734,920
20203,362$10.7 million$113,623$1.01 million
20211,150$12.1 million—$1.14 million
2022842$9.62 million—$1.82 million
20231,768$11.9 million$124,454$810,043
20241,490$14.3 million$288,596$999,770

Sti Holding Company Inc. 401(k) Contact Information

Phone
409-550-1185
Mailing address
3127 TEXAS AVENUE, BRIDGE CITY TX 77611
Plan sponsor
STI HOLDING COMPANY, INC. DBA STI GROUP
Employer identification number (EIN)
45-3998296
Plan number
001

Questions about the Sti Holding Company Inc. 401(k)

Does Sti Holding Company Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $288,596, 16% of all contributions.

Does the Sti Holding Company Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Sti Holding Company Inc 401(k) plan?

1,490 participants at the start of plan year 2024, 1,710 of them active employees, and 132 former employees who still had money in the plan.

What is the average 401(k) balance at Sti Holding Company Inc?

About $35,864 per account: $14.3 million in plan assets across 398 accounts with a balance at the end of plan year 2024.

Who manages the Sti Holding Company Inc 401(k) accounts?

OneAmerica Financial (listed on the filing as AMERICAN UNITED LIFE INSURANCE CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Sti Holding Company Inc. How do I access my 401(k)?

Your account stays with OneAmerica Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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