Strategies To Empower People, Inc. (s.t.e.p.) 401(k) Plan: Login, Facts & Contact Information

Strategies To Empower People, Inc. (s.t.e.p.) 401(k) Plan Facts

Plan name
THE STEP PROGRAM, INC. 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
STRATEGIES TO EMPOWER PEOPLE, INC. (S.T.E.P.)
Participants
455 (176 active employees)
Former employees with a balance
0
Plan assets
$8,625,265 at Dec 31, 2024
Employer contributions
$323,819 in plan year 2024 (35% of all contributions)
Recordkeeper
Empower Life Annuity Insurance
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $923,523 went into the plan in contributions, $323,819 of it from the employer (35%).
  • $3.45 million was paid out to participants.
  • Investment and other income added $1.17 million.

How the Strategies To Empower People, Inc. (s.t.e.p.) 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019368$6.98 million$181,035$537,771
2020397$8.54 million$231,325$180,477
2021415$9.82 million$249,711$486,655
2022421$8.43 million$281,907$705,723
2023523$10.0 million$308,088$607,901
2024455$8.63 million$323,819$3.45 million

Strategies To Empower People, Inc. (s.t.e.p.) 401(k) Contact Information

Phone
916-679-1555
Mailing address
2330 GLENDALE LANE, SACRAMENTO OR 95825
Plan sponsor
STRATEGIES TO EMPOWER PEOPLE, INC. (S.T.E.P.)
Plan administrator
PENTEGRA SERVICES, INC.
Employer identification number (EIN)
68-0361600
Plan number
001

Questions about the Strategies To Empower People, Inc. (s.t.e.p.) 401(k)

Does Strategies To Empower People, Inc. (s.t.e.p.) contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $323,819, 35% of all contributions.

Does the Strategies To Empower People, Inc. (s.t.e.p.) 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Strategies To Empower People, Inc. (s.t.e.p.) 401(k) plan?

455 participants at the start of plan year 2024, 176 of them active employees.

Who manages the Strategies To Empower People, Inc. (s.t.e.p.) 401(k) accounts?

Empower (listed on the filing as EMPOWER LIFE ANNUITY INSURANCE) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Strategies To Empower People, Inc. (s.t.e.p.). How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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