Structural Concepts Corporation 401(k) Plan: Login, Facts & Contact Information

Structural Concepts Corporation 401(k) Plan Facts

Plan name
STRUCTURAL CONCEPTS CORPORATION 401(K) RETIREMENT SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
STRUCTURAL CONCEPTS CORPORATION
Participants
613 (469 active employees)
Former employees with a balance
101
Plan assets
$36,107,425 at Dec 31, 2024
Average account balance
$64,248 across 562 accounts
Employer contributions
$763,499 in plan year 2024 (22% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 12, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.53 million went into the plan in contributions, $763,499 of it from the employer (22%).
  • $5.29 million was paid out to participants.
  • Investment and other income added $4.42 million.
  • Administrative expenses were $138,261, about $246 per account.

How the Structural Concepts Corporation 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019600$32.9 million$290,541$5.60 million
2020559$33.9 million$153,255$5.98 million
2021600$38.4 million$468,600$3.70 million
2022616$30.0 million$698,116$5.34 million
2023679$33.6 million$703,671$4.64 million
2024613$36.1 million$763,499$5.29 million

Structural Concepts Corporation 401(k) Contact Information

Phone
616-798-6211
Mailing address
888 E PORTER RD, MUSKEGON MI 494415848
Plan sponsor
STRUCTURAL CONCEPTS CORPORATION
Employer identification number (EIN)
38-2151875
Plan number
002

Questions about the Structural Concepts Corporation 401(k)

Does Structural Concepts Corporation contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $763,499, 22% of all contributions.

Does the Structural Concepts Corporation 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Structural Concepts Corporation 401(k) plan?

613 participants at the start of plan year 2024, 469 of them active employees, and 101 former employees who still had money in the plan.

What is the average 401(k) balance at Structural Concepts Corporation?

About $64,248 per account: $36.1 million in plan assets across 562 accounts with a balance at the end of plan year 2024.

Who manages the Structural Concepts Corporation 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Structural Concepts Corporation. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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