Summit Utilities, Inc. 401(k) Plan: Login, Facts & Contact Information

Summit Utilities, Inc. 401(k) Plan Facts

Plan name
SUMMIT UTILITIES, INC. 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SUMMIT UTILITIES, INC.
Participants
1,424 (1,341 active employees)
Former employees with a balance
122
Plan assets
$100,147,247 at Dec 31, 2024
Average account balance
$69,115 across 1,449 accounts
Employer contributions
$5,805,972 in plan year 2024 (37% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2009
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $15.8 million went into the plan in contributions, $5.81 million of it from the employer (37%).
  • $7.04 million was paid out to participants.
  • Investment and other income added $11.7 million.
  • Administrative expenses were $278,999, about $193 per account.

How the Summit Utilities, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019356$23.4 million$1.13 million$3.62 million
2020344$28.8 million$1.19 million$2.09 million
2021354$34.3 million$1.34 million$3.04 million
2022375$59.5 million$4.01 million$2.49 million
20231,192$79.8 million$5.04 million$5.91 million
20241,424$100.1 million$5.81 million$7.04 million

Summit Utilities, Inc. 401(k) Contact Information

Phone
479-424-4667
Mailing address
1000 FIANNA WAY, STE 520, FORT SMITH AR 72916
Plan sponsor
SUMMIT UTILITIES, INC.
Employer identification number (EIN)
20-0929645
Plan number
001

Questions about the Summit Utilities, Inc. 401(k)

Does Summit Utilities, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.81 million, 37% of all contributions.

Does the Summit Utilities, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Summit Utilities, Inc 401(k) plan?

1,424 participants at the start of plan year 2024, 1,341 of them active employees, and 122 former employees who still had money in the plan.

What is the average 401(k) balance at Summit Utilities, Inc?

About $69,115 per account: $100.1 million in plan assets across 1,449 accounts with a balance at the end of plan year 2024.

Who manages the Summit Utilities, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Summit Utilities, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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