Sutter Health 401(k) Plan: Login, Facts & Contact Information

Sutter Health 401(k) Plan Facts

Plan name
SUTTER HEALTH 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SUTTER HEALTH
Participants
4,277 (2,552 active employees)
Former employees with a balance
1,135
Plan assets
$179,583,355 at Dec 31, 2024
Average account balance
$46,464 across 3,865 accounts
Employer contributions
$155,848 in plan year 2024 (3% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2008
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 18, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.90 million went into the plan in contributions, $155,848 of it from the employer (3%).
  • $18.0 million was paid out to participants.
  • Investment and other income added $25.5 million.
  • Administrative expenses were $86,202, about $22 per account.

How the Sutter Health 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20197,142$169.0 million$138,369$13.9 million
20207,144$184.4 million$143,325$14.5 million
20215,338$192.9 million$140,577$20.1 million
20224,933$149.4 million$137,921$13.6 million
20234,596$167.4 million$157,157$15.3 million
20244,277$179.6 million$155,848$18.0 million

Sutter Health 401(k) Contact Information

Phone
888-888-6044
Mailing address
2200 RIVER PLAZA DRIVE, SACRAMENTO CA 95833
Plan sponsor
SUTTER HEALTH
Employer identification number (EIN)
94-2788907
Plan number
338

Questions about the Sutter Health 401(k)

Does Sutter Health contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $155,848, 3% of all contributions.

Does the Sutter Health 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Sutter Health 401(k) plan?

4,277 participants at the start of plan year 2024, 2,552 of them active employees, and 1,135 former employees who still had money in the plan.

What is the average 401(k) balance at Sutter Health?

About $46,464 per account: $179.6 million in plan assets across 3,865 accounts with a balance at the end of plan year 2024.

Who manages the Sutter Health 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Sutter Health. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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