Synovus Financial Corp. 401(k) Plan: Login, Facts & Contact Information

Synovus Financial Corp. 401(k) Plan Facts

Plan name
SYNOVUS 401(K) SAVINGS PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
SYNOVUS FINANCIAL CORP.
Participants
6,955 (4,787 active employees)
Former employees with a balance
1,796
Plan assets
$855,837,346 at Dec 31, 2024
Average account balance
$135,696 across 6,307 accounts
Employer contributions
$22,366,092 in plan year 2024 (34% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $65.7 million went into the plan in contributions, $22.4 million of it from the employer (34%).
  • $105.2 million was paid out to participants.
  • Investment and other income added $107.7 million.
  • Administrative expenses were $371,214, about $59 per account.

How the Synovus Financial Corp. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20196,270$683.1 million$18.5 million$54.6 million
20207,161$779.3 million$20.6 million$65.4 million
20217,057$848.5 million$20.7 million$89.0 million
20227,004$703.7 million$21.6 million$59.6 million
20237,136$788.1 million$23.4 million$105.5 million
20246,955$855.8 million$22.4 million$105.2 million

Synovus Financial Corp. 401(k) Contact Information

Phone
706-641-3964
Mailing address
RETIREMENT BENEFITS 33 W 14TH STREET, 2ND FLOOR, COLUMBUS GA 31901
Plan sponsor
SYNOVUS FINANCIAL CORP.
Employer identification number (EIN)
58-1134883
Plan number
010

Questions about the Synovus Financial Corp. 401(k)

Does Synovus Financial Corp contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $22.4 million, 34% of all contributions.

Does the Synovus Financial Corp 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Synovus Financial Corp 401(k) plan?

6,955 participants at the start of plan year 2024, 4,787 of them active employees, and 1,796 former employees who still had money in the plan.

What is the average 401(k) balance at Synovus Financial Corp?

About $135,696 per account: $855.8 million in plan assets across 6,307 accounts with a balance at the end of plan year 2024.

Who manages the Synovus Financial Corp 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Synovus Financial Corp. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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