Texas Dow Employees Credit Union 401(k) Plan: Login, Facts & Contact Information

Texas Dow Employees Credit Union 401(k) Plan Facts

Plan name
TEXAS DOW EMPLOYEES CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
TEXAS DOW EMPLOYEES CREDIT UNION
Participants
1,066 (859 active employees)
Former employees with a balance
178
Plan assets
$80,417,746 at Dec 31, 2024
Average account balance
$77,773 across 1,034 accounts
Employer contributions
$3,760,949 in plan year 2024 (37% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jun 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 16, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $10.2 million went into the plan in contributions, $3.76 million of it from the employer (37%).
  • $9.20 million was paid out to participants.
  • Investment and other income added $9.38 million.
  • Administrative expenses were $136,791, about $132 per account.

How the Texas Dow Employees Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019923$52.5 million$1.61 million$4.52 million
2020998$60.0 million$2.06 million$6.91 million
20211,007$68.0 million$2.60 million$7.65 million
20221,138$62.0 million$4.51 million$5.09 million
20231,172$70.2 million$3.95 million$12.5 million
20241,066$80.4 million$3.76 million$9.20 million

Texas Dow Employees Credit Union 401(k) Contact Information

Phone
979-238-8304
Mailing address
1001 FM 2004 ROAD, LAKE JACKSON TX 775664012
Plan sponsor
TEXAS DOW EMPLOYEES CREDIT UNION
Employer identification number (EIN)
74-1260543
Plan number
002

Questions about the Texas Dow Employees Credit Union 401(k)

Does Texas Dow Employees Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.76 million, 37% of all contributions.

Does the Texas Dow Employees Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Texas Dow Employees Credit Union 401(k) plan?

1,066 participants at the start of plan year 2024, 859 of them active employees, and 178 former employees who still had money in the plan.

What is the average 401(k) balance at Texas Dow Employees Credit Union?

About $77,773 per account: $80.4 million in plan assets across 1,034 accounts with a balance at the end of plan year 2024.

Who manages the Texas Dow Employees Credit Union 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Texas Dow Employees Credit Union. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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