The Bay Club Company 401(k) Plan: Login, Facts & Contact Information

The Bay Club Company 401(k) Plan Facts

Plan name
THE BAY CLUB COMPANY 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE BAY CLUB COMPANY
Participants
1,719 (1,549 active employees)
Former employees with a balance
293
Plan assets
$47,737,182 at Dec 31, 2024
Average account balance
$73,442 across 650 accounts
Employer contributions
$9,145 in plan year 2024 (0% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1995
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.55 million went into the plan in contributions, $9,145 of it from the employer (0%).
  • $6.94 million was paid out to participants.
  • Investment and other income added $5.71 million.
  • Administrative expenses were $151,531, about $233 per account.

How the The Bay Club Company 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,920$27.7 million$0$1.59 million
20201,894$30.4 million$0$2.40 million
20211,417$30.7 million$0$4.81 million
20221,315$24.4 million$0$2.53 million
20231,369$28.1 million$0$1.92 million
20241,719$47.7 million$9,145$6.94 million

The Bay Club Company 401(k) Contact Information

Phone
415-901-9336
Mailing address
ONE LOMBARD STREET, SAN FRANCISCO CA 94111
Plan sponsor
THE BAY CLUB COMPANY
Employer identification number (EIN)
94-2546868
Plan number
001

Questions about the The Bay Club Company 401(k)

Does The Bay Club Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $9,145, 0% of all contributions.

Does the The Bay Club Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The Bay Club Company 401(k) plan?

1,719 participants at the start of plan year 2024, 1,549 of them active employees, and 293 former employees who still had money in the plan.

What is the average 401(k) balance at The Bay Club Company?

About $73,442 per account: $47.7 million in plan assets across 650 accounts with a balance at the end of plan year 2024.

Who manages the The Bay Club Company 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Bay Club Company. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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