The Belt Railway Company Of Chicago 401(k) Plan: Login, Facts & Contact Information

The Belt Railway Company Of Chicago 401(k) Plan Facts

Plan name
THE BELT RAILWAY COMPANY OF CHICAGO 401(K) FOR COLLECTIVE BARGAINING EMPLOYEES
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE BELT RAILWAY COMPANY OF CHICAGO
Participants
434 (384 active employees)
Former employees with a balance
27
Plan assets
$21,410,860 at Dec 31, 2024
Average account balance
$55,183 across 388 accounts
Employer contributions
$259,805 in plan year 2024 (13% of all contributions)
Recordkeeper
Merrill Lynch, Pierce, Fenner And S
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1990
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.08 million went into the plan in contributions, $259,805 of it from the employer (13%).
  • $1.87 million was paid out to participants.
  • Investment and other income added $1.36 million.
  • Administrative expenses were $1,525, about $4 per account.

How the The Belt Railway Company Of Chicago 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019412$13.7 million$108,972$442,386
2020430$16.3 million$149,320$1.25 million
2021424$19.5 million$213,312$934,434
2022423$17.6 million$219,092$964,760
2023414$19.8 million$263,856$2.49 million
2024434$21.4 million$259,805$1.87 million

The Belt Railway Company Of Chicago 401(k) Contact Information

Phone
708-496-4000
Mailing address
6900 SOUTH CENTRAL AVENUE, BEDFORD PARK IL 60638
Plan sponsor
THE BELT RAILWAY COMPANY OF CHICAGO
Employer identification number (EIN)
36-6000256
Plan number
003

Questions about the The Belt Railway Company Of Chicago 401(k)

Does The Belt Railway Company Of Chicago contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $259,805, 13% of all contributions.

Does the The Belt Railway Company Of Chicago 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the The Belt Railway Company Of Chicago 401(k) plan?

434 participants at the start of plan year 2024, 384 of them active employees, and 27 former employees who still had money in the plan.

What is the average 401(k) balance at The Belt Railway Company Of Chicago?

About $55,183 per account: $21.4 million in plan assets across 388 accounts with a balance at the end of plan year 2024.

Who manages the The Belt Railway Company Of Chicago 401(k) accounts?

Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH, PIERCE, FENNER AND S) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Belt Railway Company Of Chicago. How do I access my 401(k)?

Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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