The Cafaro Company 401(k) Plan: Login, Facts & Contact Information

The Cafaro Company 401(k) Plan Facts

Plan name
THE CAFARO COMPANY RETIREMENT SAVINGS TRUST AND PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE CAFARO COMPANY
Participants
594 (577 active employees)
Former employees with a balance
29
Plan assets
$17,801,781 at Dec 31, 2024
Average account balance
$64,970 across 274 accounts
Employer contributions
$465,336 in plan year 2024 (32% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.48 million went into the plan in contributions, $465,336 of it from the employer (32%).
  • $1.85 million was paid out to participants.
  • Investment and other income added $2.03 million.
  • Administrative expenses were $78,187, about $285 per account.

How the The Cafaro Company 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019477$13.3 million$103,017$2.23 million
2020507$14.3 million$119,950$1.45 million
2021441$15.8 million$104,045$1.08 million
2022528$13.0 million$415,555$1.78 million
2023601$16.2 million$435,038$193,530
2024594$17.8 million$465,336$1.85 million

The Cafaro Company 401(k) Contact Information

Phone
330-747-2661
Mailing address
5577 YOUNGSTOWN-WARREN ROAD, NILES OH 444464803
Plan sponsor
THE CAFARO COMPANY
Employer identification number (EIN)
34-1107740
Plan number
001

Questions about the The Cafaro Company 401(k)

Does The Cafaro Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $465,336, 32% of all contributions.

Does the The Cafaro Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The Cafaro Company 401(k) plan?

594 participants at the start of plan year 2024, 577 of them active employees, and 29 former employees who still had money in the plan.

What is the average 401(k) balance at The Cafaro Company?

About $64,970 per account: $17.8 million in plan assets across 274 accounts with a balance at the end of plan year 2024.

Who manages the The Cafaro Company 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Cafaro Company. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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