The Charles River Center 401(k) Plan: Login, Facts & Contact Information

The Charles River Center 401(k) Plan Facts

Plan name
CHARLES RIVER ARC 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE CHARLES RIVER CENTER
Participants
620 (538 active employees)
Former employees with a balance
82
Plan assets
$6,837,757 at Jun 30, 2025
Average account balance
$27,461 across 249 accounts
Employer contributions
$133,278 in plan year 2024 (18% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jul 1, 2024 – Jun 30, 2025
Plan established
Jul 1, 1998
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jul 1, 2024 – Jun 30, 2025), filed Apr 14, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $731,739 went into the plan in contributions, $133,278 of it from the employer (18%).
  • $645,531 was paid out to participants.
  • Investment and other income added $862,759.
  • Administrative expenses were $39,338, about $158 per account.

How the The Charles River Center 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019620$3.77 million$50,307$472,596
2020602$4.86 million$55,297$149,734
2021579$4.48 million$70,025$335,935
2022572$4.80 million$78,897$563,691
2023611$5.98 million$86,942$182,860
2024620$6.84 million$133,278$645,531

The Charles River Center 401(k) Contact Information

Phone
781-972-1000
Mailing address
59 EAST MILITIA HEIGHTS ROAD, NEEDHAM MA 02492
Plan sponsor
THE CHARLES RIVER CENTER
Employer identification number (EIN)
04-2393108
Plan number
001

Questions about the The Charles River Center 401(k)

Does The Charles River Center contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $133,278, 18% of all contributions.

Does the The Charles River Center 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The Charles River Center 401(k) plan?

620 participants at the start of plan year 2024, 538 of them active employees, and 82 former employees who still had money in the plan.

What is the average 401(k) balance at The Charles River Center?

About $27,461 per account: $6.84 million in plan assets across 249 accounts with a balance at the end of plan year 2024.

Who manages the The Charles River Center 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Charles River Center. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 117 KENDRICK STREET, SUITE 300, NEEDHAM, MA, 02492
Headquarter: 3000 SCHWAB WAY, WESTLAKE, TX, 76262
Headquarter: 35 WEST WACKER DRIVE, CHICAGO, IL, 60601
Headquarter: ONE MT PLAZA 345 MAIN ST, BUFFALO, NY, 142032308
Headquarter: 1 RIVERSIDE PLAZA, COLUMBUS, OH, 43215