The Cleveland-cliffs Iron Company 401(k) Plan: Login, Facts & Contact Information

The Cleveland-cliffs Iron Company 401(k) Plan Facts

Plan name
SAVINGS PLAN FOR HOURLY EMPLOYEES OF EMPIRE IRON MINING PARTNERSHIP, TILDEN MINING COMPANY,L.C. AND THE CLEVELAND-CLIFFS IRON COMPANY
Plan type
401(k) and profit sharing
Plan sponsor
THE CLEVELAND-CLIFFS IRON COMPANY
Participants
886 (750 active employees)
Former employees with a balance
90
Plan assets
$133,202,176 at Dec 31, 2024
Average account balance
$192,489 across 692 accounts
Employer contributions
$239,266 in plan year 2024 (4% of all contributions)
Recordkeeper
Fidelity Inv Inst Operations Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1991
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $6.10 million went into the plan in contributions, $239,266 of it from the employer (4%).
  • $12.4 million was paid out to participants.
  • Investment and other income added $19.6 million.
  • Administrative expenses were $12,864, about $19 per account.

How the The Cleveland-cliffs Iron Company 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019934$109.2 million$10.5 million
2020941$123.3 million$4,165$13.3 million
2021907$133.6 million$13,691$13.6 million
2022890$103.0 million$77,490$8.39 million
2023868$119.9 million$139,295$12.4 million
2024886$133.2 million$239,266$12.4 million

The Cleveland-cliffs Iron Company 401(k) Contact Information

Phone
216-694-5505
Mailing address
200 PUBLIC SQUARE SUITE 3300, CLEVELAND OH 441142315
Plan sponsor
THE CLEVELAND-CLIFFS IRON COMPANY
Plan administrator
EMPLOYEE BENEFITS ADMIN DEPT. ATTN ABIGAIL DUCHARME
Employer identification number (EIN)
34-0677332
Plan number
020

Questions about the The Cleveland-cliffs Iron Company 401(k)

Does The Cleveland-cliffs Iron Company contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $239,266 in employer contributions for plan year 2024.

Does the The Cleveland-cliffs Iron Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The Cleveland-cliffs Iron Company 401(k) plan?

886 participants at the start of plan year 2024, 750 of them active employees, and 90 former employees who still had money in the plan.

What is the average 401(k) balance at The Cleveland-cliffs Iron Company?

About $192,489 per account: $133.2 million in plan assets across 692 accounts with a balance at the end of plan year 2024.

Who manages the The Cleveland-cliffs Iron Company 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INV INST OPERATIONS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Cleveland-cliffs Iron Company. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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