The First Bancshares, Inc. 401(k) Plan: Login, Facts & Contact Information
The First Bancshares, Inc. 401(k) Login
315 former The First Bancshares, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
The First Bancshares, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $7.00 million went into the plan in contributions, $1.60 million of it from the employer (23%).
- $5.05 million was paid out to participants.
- Investment and other income added $6.18 million.
- Administrative expenses were $267,314, about $238 per account.
How the The First Bancshares, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 727 | $25.9 million | $770,018 | $3.19 million |
| 2020 | 937 | $31.9 million | $997,502 | $3.15 million |
| 2021 | 976 | $38.1 million | $1.06 million | $2.47 million |
| 2022 | 1,103 | $36.3 million | $1.21 million | $2.66 million |
| 2023 | 1,368 | $48.4 million | $1.44 million | $3.13 million |
| 2024 | 1,339 | $56.3 million | $1.60 million | $5.05 million |
The First Bancshares, Inc. 401(k) Contact Information
Questions about the The First Bancshares, Inc. 401(k)
Does The First Bancshares, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.60 million, 23% of all contributions.
Does the The First Bancshares, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the The First Bancshares, Inc 401(k) plan?
1,339 participants at the start of plan year 2024, 1,008 of them active employees, and 315 former employees who still had money in the plan.
What is the average 401(k) balance at The First Bancshares, Inc?
About $50,084 per account: $56.3 million in plan assets across 1,124 accounts with a balance at the end of plan year 2024.
Who manages the The First Bancshares, Inc 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at The First Bancshares, Inc. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.