The Guidance Center 401(k) Plan: Login, Facts & Contact Information
The Guidance Center 401(k) Login
160 former The Guidance Center employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
The Guidance Center 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jul 8, 2026. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $3.17 million went into the plan in contributions, $1.48 million of it from the employer (47%).
- $4.27 million was paid out to participants.
- Investment and other income added $3.20 million.
- Administrative expenses were $29,730, about $44 per account.
How the The Guidance Center 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 648 | $24.0 million | $1.00 million | $1.56 million |
| 2020 | 651 | $29.1 million | $1.03 million | $2.03 million |
| 2021 | 640 | $24.5 million | $1.11 million | $2.25 million |
| 2022 | 701 | $28.6 million | $1.31 million | $1.43 million |
| 2023 | 733 | $35.7 million | $1.51 million | $2.60 million |
| 2024 | 725 | $37.7 million | $1.48 million | $4.27 million |
The Guidance Center 401(k) Contact Information
Questions about the The Guidance Center 401(k)
Does The Guidance Center contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500. It did report $1.48 million in employer contributions for plan year 2024.
Does the The Guidance Center 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the The Guidance Center 401(k) plan?
725 participants at the start of plan year 2024, 570 of them active employees, and 160 former employees who still had money in the plan.
What is the average 401(k) balance at The Guidance Center?
About $55,473 per account: $37.7 million in plan assets across 680 accounts with a balance at the end of plan year 2024.
Who manages the The Guidance Center 401(k) accounts?
Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH, PIERCE, FENNER AND S) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at The Guidance Center. How do I access my 401(k)?
Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.