The Mill Steel Co. 401(k) Plan: Login, Facts & Contact Information

The Mill Steel Co. 401(k) Plan Facts

Plan name
MILL STEEL COMPANY 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE MILL STEEL CO.
Participants
446 (431 active employees)
Former employees with a balance
47
Plan assets
$28,406,245 at Dec 31, 2024
Average account balance
$68,780 across 413 accounts
Employer contributions
$355,029 in plan year 2024 (11% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Nov 30, 1973
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.17 million went into the plan in contributions, $355,029 of it from the employer (11%).
  • $1.94 million was paid out to participants.
  • Investment and other income added $3.65 million.
  • Administrative expenses were $57,275, about $139 per account.

How the The Mill Steel Co. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019359$14.3 million$240,831$1.29 million
2020324$17.8 million$285,519$1.14 million
2021336$22.0 million$312,673$744,440
2022355$18.1 million$381,253$1.72 million
2023379$23.6 million$408,159$1.18 million
2024446$28.4 million$355,029$1.94 million

The Mill Steel Co. 401(k) Contact Information

Phone
616-949-6700
Mailing address
5116 36TH STREET, SE, GRAND RAPIDS MI 49512
Plan sponsor
THE MILL STEEL CO.
Employer identification number (EIN)
38-1676218
Plan number
001

Questions about the The Mill Steel Co. 401(k)

Does The Mill Steel Co contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $355,029, 11% of all contributions.

Does the The Mill Steel Co 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The Mill Steel Co 401(k) plan?

446 participants at the start of plan year 2024, 431 of them active employees, and 47 former employees who still had money in the plan.

What is the average 401(k) balance at The Mill Steel Co?

About $68,780 per account: $28.4 million in plan assets across 413 accounts with a balance at the end of plan year 2024.

Who manages the The Mill Steel Co 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Mill Steel Co. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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