The Papers Incorporated 401(k) Plan: Login, Facts & Contact Information

The Papers Incorporated 401(k) Plan Facts

Plan name
THE PAPERS, INC. 401(K) RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE PAPERS INCORPORATED
Participants
155 (107 active employees)
Former employees with a balance
36
Plan assets
$13,978,348 at Dec 31, 2024
Average account balance
$96,402 across 145 accounts
Employer contributions
$46,842 in plan year 2024 (15% of all contributions)
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1977
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 19, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $318,046 went into the plan in contributions, $46,842 of it from the employer (15%).
  • $790,404 was paid out to participants.
  • Investment and other income added $2.08 million.
  • Administrative expenses were $10,090, about $70 per account.

How the The Papers Incorporated 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019214$12.8 million$61,648$722,834
2020213$13.2 million$52,355$2.01 million
2021194$14.4 million$47,115$961,271
2022171$10.8 million$43,683$1.42 million
2023158$12.4 million$46,470$745,474
2024155$14.0 million$46,842$790,404

The Papers Incorporated 401(k) Contact Information

Phone
574-658-4111
Mailing address
P.O. BOX 188, MILFORD IN 46542
Plan sponsor
THE PAPERS INCORPORATED
Employer identification number (EIN)
35-1284013
Plan number
001

Questions about the The Papers Incorporated 401(k)

Does The Papers Incorporated contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $46,842, 15% of all contributions.

Does the The Papers Incorporated 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The Papers Incorporated 401(k) plan?

155 participants at the start of plan year 2024, 107 of them active employees, and 36 former employees who still had money in the plan.

What is the average 401(k) balance at The Papers Incorporated?

About $96,402 per account: $14.0 million in plan assets across 145 accounts with a balance at the end of plan year 2024.

Who manages the The Papers Incorporated 401(k) accounts?

Voya Financial is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Papers Incorporated. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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