The St. Joe Company 401(k) Plan: Login, Facts & Contact Information

The St. Joe Company 401(k) Plan Facts

Plan name
THE ST. JOE COMPANY RETIREMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE ST. JOE COMPANY
Participants
1,064 (1,002 active employees)
Former employees with a balance
142
Plan assets
$28,149,709 at Dec 31, 2024
Average account balance
$58,768 across 479 accounts
Employer contributions
$949,362 in plan year 2024 (32% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 29, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.99 million went into the plan in contributions, $949,362 of it from the employer (32%).
  • $1.74 million was paid out to participants.
  • Investment and other income added $3.29 million.
  • Administrative expenses were $36,192, about $76 per account.

How the The St. Joe Company 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019137$16.1 million$0$1.40 million
2020131$16.9 million$4,537$1.63 million
2021128$18.8 million$79,232$811,387
2022643$19.7 million$694,057$1.13 million
2023810$23.6 million$805,241$2.11 million
20241,064$28.1 million$949,362$1.74 million

The St. Joe Company 401(k) Contact Information

Phone
850-231-6421
Mailing address
100 RICHARD JACKSON BLVD SUITE 100, PANAMA CITY BEACH FL 32407
Plan sponsor
THE ST. JOE COMPANY
Employer identification number (EIN)
59-0432511
Plan number
080

Questions about the The St. Joe Company 401(k)

Does The St. Joe Company contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $949,362, 32% of all contributions.

Does the The St. Joe Company 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The St. Joe Company 401(k) plan?

1,064 participants at the start of plan year 2024, 1,002 of them active employees, and 142 former employees who still had money in the plan.

What is the average 401(k) balance at The St. Joe Company?

About $58,768 per account: $28.1 million in plan assets across 479 accounts with a balance at the end of plan year 2024.

Who manages the The St. Joe Company 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The St. Joe Company. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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