The Western Sugar Cooperative 401(k) Plan: Login, Facts & Contact Information

The Western Sugar Cooperative 401(k) Plan Facts

Plan name
THE WESTERN SUGAR COOPERATIVE SALARIED SAVINGS AND INVESTMENT PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THE WESTERN SUGAR COOPERATIVE
Participants
241 (185 active employees)
Former employees with a balance
67
Plan assets
$52,595,593 at Dec 31, 2024
Average account balance
$211,227 across 249 accounts
Employer contributions
$1,695,238 in plan year 2024 (48% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
May 1, 2002
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 9, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.51 million went into the plan in contributions, $1.70 million of it from the employer (48%).
  • $5.06 million was paid out to participants.
  • Investment and other income added $7.71 million.
  • Administrative expenses were $79,769, about $320 per account.

How the The Western Sugar Cooperative 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019212$37.5 million$1.27 million$3.10 million
2020206$43.4 million$1.26 million$4.36 million
2021234$47.3 million$1.36 million$5.49 million
2022224$38.2 million$1.35 million$4.02 million
2023249$46.8 million$1.54 million$4.35 million
2024241$52.6 million$1.70 million$5.06 million

The Western Sugar Cooperative 401(k) Contact Information

Phone
303-813-3573
Mailing address
7555 E. HAMPDEN AVE. SUITE 520, DENVER CO 80231
Plan sponsor
THE WESTERN SUGAR COOPERATIVE
Employer identification number (EIN)
87-0658226
Plan number
001

Questions about the The Western Sugar Cooperative 401(k)

Does The Western Sugar Cooperative contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.70 million, 48% of all contributions.

Does the The Western Sugar Cooperative 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the The Western Sugar Cooperative 401(k) plan?

241 participants at the start of plan year 2024, 185 of them active employees, and 67 former employees who still had money in the plan.

What is the average 401(k) balance at The Western Sugar Cooperative?

About $211,227 per account: $52.6 million in plan assets across 249 accounts with a balance at the end of plan year 2024.

Who manages the The Western Sugar Cooperative 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at The Western Sugar Cooperative. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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