Thredup, Inc. 401(k) Plan: Login, Facts & Contact Information

Thredup, Inc. 401(k) Plan Facts

Plan name
THREDUP 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THREDUP INC.
Participants
1,901 (1,164 active employees)
Former employees with a balance
563
Plan assets
$18,544,520 at Dec 31, 2024
Average account balance
$12,065 across 1,537 accounts
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2013
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.98 million went into the plan in contributions.
  • $2.98 million was paid out to participants.
  • Investment and other income added $2.27 million.
  • Administrative expenses were $67,250, about $44 per account.

How the Thredup, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,114$3.99 million$0$423,901
20201,423$5.65 million$0$917,268
20211,657$9.07 million$63,440$1.36 million
20221,834$10.2 million$0$1.58 million
20231,665$15.3 million$1,154$1.46 million
20241,901$18.5 million$0$2.98 million

Thredup, Inc. 401(k) Contact Information

Phone
415-402-5202
Mailing address
969 BROADWAY SUITE 200, OAKLAND CA 94607
Plan sponsor
THREDUP INC.
Employer identification number (EIN)
26-4009181
Plan number
001

Questions about the Thredup, Inc. 401(k)

Does Thredup, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement.

Does the Thredup, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Thredup, Inc 401(k) plan?

1,901 participants at the start of plan year 2024, 1,164 of them active employees, and 563 former employees who still had money in the plan.

What is the average 401(k) balance at Thredup, Inc?

About $12,065 per account: $18.5 million in plan assets across 1,537 accounts with a balance at the end of plan year 2024.

Who manages the Thredup, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Thredup, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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