Three Lower Counties Community S 401(k) Plan: Login, Facts & Contact Information

Three Lower Counties Community S 401(k) Plan Facts

Plan name
TLC, INC. 401K PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
THREE LOWER COUNTIES COMMUNITY
Participants
670 (557 active employees)
Former employees with a balance
127
Plan assets
$35,604,687 at Dec 31, 2024
Average account balance
$78,424 across 454 accounts
Employer contributions
$1,071,062 in plan year 2024 (30% of all contributions)
Recordkeeper
Merrill Lynch Pierce Fenner & Smith
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1999
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 1, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.61 million went into the plan in contributions, $1.07 million of it from the employer (30%).
  • $1.35 million was paid out to participants.
  • Investment and other income added $3.79 million.
  • Administrative expenses were $65,869, about $145 per account.

How the Three Lower Counties Community S 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019478$19.3 million$745,491$967,909
2020516$22.6 million$685,616$1.85 million
2021518$26.5 million$766,191$2.01 million
2022541$23.5 million$841,754$1.09 million
2023579$29.6 million$957,182$1.12 million
2024670$35.6 million$1.07 million$1.35 million

Three Lower Counties Community S 401(k) Contact Information

Phone
410-749-1015
Mailing address
32033 BEAVER RUN DRIVE, SALISBURY MD 21804
Plan sponsor
THREE LOWER COUNTIES COMMUNITY
Employer identification number (EIN)
52-1860379
Plan number
001

Questions about the Three Lower Counties Community S 401(k)

Does Three Lower Counties Community S contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.07 million, 30% of all contributions.

Does the Three Lower Counties Community S 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Three Lower Counties Community S 401(k) plan?

670 participants at the start of plan year 2024, 557 of them active employees, and 127 former employees who still had money in the plan.

What is the average 401(k) balance at Three Lower Counties Community S?

About $78,424 per account: $35.6 million in plan assets across 454 accounts with a balance at the end of plan year 2024.

Who manages the Three Lower Counties Community S 401(k) accounts?

Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH PIERCE FENNER & SMITH) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Three Lower Counties Community S. How do I access my 401(k)?

Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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