Together Credit Union 401(k) Plan: Login, Facts & Contact Information

Together Credit Union 401(k) Plan Facts

Plan name
TOGETHER CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
TOGETHER CREDIT UNION
Participants
581 (423 active employees)
Former employees with a balance
177
Plan assets
$52,358,689 at Dec 31, 2024
Average account balance
$86,400 across 606 accounts
Employer contributions
$1,986,377 in plan year 2024 (42% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1998
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 31, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $4.79 million went into the plan in contributions, $1.99 million of it from the employer (42%).
  • $7.31 million was paid out to participants.
  • Investment and other income added $6.85 million.
  • Administrative expenses were $45,549, about $75 per account.

How the Together Credit Union 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019474$44.8 million$1.93 million$3.70 million
2020507$52.9 million$1.81 million$2.35 million
2021492$51.8 million$1.76 million$12.5 million
2022499$42.6 million$1.89 million$5.90 million
2023555$48.1 million$1.99 million$6.13 million
2024581$52.4 million$1.99 million$7.31 million

Together Credit Union 401(k) Contact Information

Phone
314-771-7000
Mailing address
423 LYNCH STREET, ST. LOUIS MO 63118
Plan sponsor
TOGETHER CREDIT UNION
Employer identification number (EIN)
43-0160998
Plan number
002

Questions about the Together Credit Union 401(k)

Does Together Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.99 million, 42% of all contributions.

Does the Together Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Together Credit Union 401(k) plan?

581 participants at the start of plan year 2024, 423 of them active employees, and 177 former employees who still had money in the plan.

What is the average 401(k) balance at Together Credit Union?

About $86,400 per account: $52.4 million in plan assets across 606 accounts with a balance at the end of plan year 2024.

Who manages the Together Credit Union 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Together Credit Union. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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