Tri-counties Bank 401(k) Plan: Login, Facts & Contact Information

Tri-counties Bank 401(k) Plan Facts

Plan name
TRI-COUNTIES BANK 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
TRI-COUNTIES BANK
Participants
1,663 (1,163 active employees)
Former employees with a balance
223
Plan assets
$83,136,124 at Dec 31, 2024
Average account balance
$63,902 across 1,301 accounts
Employer contributions
$1,548,218 in plan year 2024 (15% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $10.4 million went into the plan in contributions, $1.55 million of it from the employer (15%).
  • $5.73 million was paid out to participants.
  • Investment and other income added $9.59 million.
  • Administrative expenses were $179,027, about $138 per account.

How the Tri-counties Bank 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,317$44.9 million$1.02 million$3.08 million
20201,383$52.8 million$1.07 million$4.34 million
20211,425$61.4 million$1.23 million$5.68 million
20221,444$56.7 million$1.57 million$5.26 million
20231,678$69.1 million$1.69 million$7.38 million
20241,663$83.1 million$1.55 million$5.73 million

Tri-counties Bank 401(k) Contact Information

Phone
530-898-0300
Mailing address
525 SALEM ST, CHICO CA 959285536
Plan sponsor
TRI-COUNTIES BANK
Employer identification number (EIN)
94-2261923
Plan number
002

Questions about the Tri-counties Bank 401(k)

Does Tri-counties Bank contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.55 million, 15% of all contributions.

Does the Tri-counties Bank 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Tri-counties Bank 401(k) plan?

1,663 participants at the start of plan year 2024, 1,163 of them active employees, and 223 former employees who still had money in the plan.

What is the average 401(k) balance at Tri-counties Bank?

About $63,902 per account: $83.1 million in plan assets across 1,301 accounts with a balance at the end of plan year 2024.

Who manages the Tri-counties Bank 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Tri-counties Bank. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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