Tri-state Generation & Transmission 401(k) Plan: Login, Facts & Contact Information

Tri-state Generation & Transmission 401(k) Plan Facts

Plan name
TRI-STATE 401K PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
TRI-STATE GENERATION AND TRANSMISSION ASSOCIATION INC.
Participants
1,451 (1,181 active employees)
Former employees with a balance
319
Plan assets
$278,969,857 at Dec 31, 2024
Average account balance
$195,220 across 1,429 accounts
Employer contributions
$5,655,799 in plan year 2024 (25% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jul 1, 2000
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 13, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $23.1 million went into the plan in contributions, $5.66 million of it from the employer (25%).
  • $34.8 million was paid out to participants.
  • Investment and other income added $32.8 million.
  • Administrative expenses were $120,270, about $84 per account.

How the Tri-state Generation & Transmission 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,636$264.2 million$3.47 million$28.7 million
20201,647$283.4 million$3.47 million$35.2 million
20211,540$304.0 million$3.35 million$38.2 million
20221,470$234.9 million$3.91 million$44.2 million
20231,437$258.0 million$4.91 million$36.3 million
20241,451$279.0 million$5.66 million$34.8 million

Tri-state Generation & Transmission 401(k) Contact Information

Phone
303-452-6111
Mailing address
PO BOX 33695, DENVER CO 802330695
Plan sponsor
TRI-STATE GENERATION AND TRANSMISSION ASSOCIATION INC.
Employer identification number (EIN)
84-0464189
Plan number
003

Questions about the Tri-state Generation & Transmission 401(k)

Does Tri-state Generation & Transmission contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $5.66 million, 25% of all contributions.

Does the Tri-state Generation & Transmission 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Tri-state Generation & Transmission 401(k) plan?

1,451 participants at the start of plan year 2024, 1,181 of them active employees, and 319 former employees who still had money in the plan.

What is the average 401(k) balance at Tri-state Generation & Transmission?

About $195,220 per account: $279.0 million in plan assets across 1,429 accounts with a balance at the end of plan year 2024.

Who manages the Tri-state Generation & Transmission 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Tri-state Generation & Transmission. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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