Tri-valley Opportunity Council, Inc. 401(k) Plan: Login, Facts & Contact Information

Tri-valley Opportunity Council, Inc. 401(k) Plan Facts

Plan name
SAFE-HARBOR 401(K) PROFIT-SHARING PLAN FOR EMPLOYEES OF TRI-VALLEY OPPORTUNITY COUNCIL, INC.
Plan type
401(k) with employer contributions
Plan sponsor
TRI-VALLEY OPPORTUNITY COUNCIL
Participants
579 (498 active employees)
Former employees with a balance
110
Plan assets
$17,855,425 at Dec 31, 2024
Average account balance
$41,816 across 427 accounts
Employer contributions
$506,138 in plan year 2024 (36% of all contributions)
Recordkeeper
Mutual Of America Investment Corp
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1990
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 16, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.42 million went into the plan in contributions, $506,138 of it from the employer (36%).
  • $911,947 was paid out to participants.
  • Investment and other income added $1.87 million.
  • Administrative expenses were $4,757, about $11 per account.

How the Tri-valley Opportunity Council, Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019348$9.78 million$307,923$707,712
2020327$11.7 million$398,733$1.01 million
2021390$14.1 million$438,234$309,847
2022428$12.8 million$457,601$510,937
2023533$15.5 million$491,251$814,962
2024579$17.9 million$506,138$911,947

Tri-valley Opportunity Council, Inc. 401(k) Contact Information

Phone
218-281-5832
Mailing address
107 N BROADWAY SUITE 200, CROOKSTON MN 56716
Plan sponsor
TRI-VALLEY OPPORTUNITY COUNCIL
Employer identification number (EIN)
41-0888488
Plan number
001

Questions about the Tri-valley Opportunity Council, Inc. 401(k)

Does Tri-valley Opportunity Council, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $506,138, 36% of all contributions.

Does the Tri-valley Opportunity Council, Inc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Tri-valley Opportunity Council, Inc 401(k) plan?

579 participants at the start of plan year 2024, 498 of them active employees, and 110 former employees who still had money in the plan.

What is the average 401(k) balance at Tri-valley Opportunity Council, Inc?

About $41,816 per account: $17.9 million in plan assets across 427 accounts with a balance at the end of plan year 2024.

Who manages the Tri-valley Opportunity Council, Inc 401(k) accounts?

Mutual of America (listed on the filing as MUTUAL OF AMERICA INVESTMENT CORP) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Tri-valley Opportunity Council, Inc. How do I access my 401(k)?

Your account stays with Mutual of America after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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