Trialcard, Incorporated 401(k) Plan: Login, Facts & Contact Information

Trialcard, Incorporated 401(k) Plan Facts

Plan name
MERCALIS INC. 401(K) PROFIT PLAN AND TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
MERCALIS INC · formerly Trialcard, Incorporated
Participants
1,624 (1,309 active employees)
Former employees with a balance
245
Plan assets
$69,180,081 at Dec 31, 2024
Average account balance
$45,875 across 1,508 accounts
Employer contributions
$4,263,815 in plan year 2024 (37% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2003
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $11.6 million went into the plan in contributions, $4.26 million of it from the employer (37%).
  • $5.05 million was paid out to participants.
  • Investment and other income added $8.06 million.
  • Administrative expenses were $211,846, about $140 per account.

How the Trialcard, Incorporated 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019753$23.3 million$2.10 million$1.13 million
2020947$33.9 million$2.65 million$1.74 million
20211,018$41.5 million$2.84 million$4.89 million
20221,116$42.2 million$2.83 million$5.16 million
20231,254$54.8 million$3.70 million$4.89 million
20241,624$69.2 million$4.26 million$5.05 million

Trialcard, Incorporated 401(k) Contact Information

Phone
919-415-3208
Mailing address
2250 PERIMETER PARK DRIVE SUITE 300, MORRISVILLE NC 27560
Plan sponsor
MERCALIS INC
Employer identification number (EIN)
52-2251120
Plan number
001

Questions about the Trialcard, Incorporated 401(k)

Does Trialcard, Incorporated contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $4.26 million, 37% of all contributions.

Does the Trialcard, Incorporated 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Trialcard, Incorporated 401(k) plan?

1,624 participants at the start of plan year 2024, 1,309 of them active employees, and 245 former employees who still had money in the plan.

What is the average 401(k) balance at Trialcard, Incorporated?

About $45,875 per account: $69.2 million in plan assets across 1,508 accounts with a balance at the end of plan year 2024.

Who manages the Trialcard, Incorporated 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Trialcard, Incorporated. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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