Tropical Cheese Industries, Inc. 401(k) Plan: Login, Facts & Contact Information

Tropical Cheese Industries, Inc. 401(k) Plan Facts

Plan name
TROPICAL CHEESE 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
TROPICAL CHEESE INDUSTRIES, INC.
Participants
329 (304 active employees)
Former employees with a balance
37
Plan assets
$18,149,986 at Dec 31, 2024
Average account balance
$74,082 across 245 accounts
Employer contributions
$456,218 in plan year 2024 (29% of all contributions)
Recordkeeper
Empower Annuity Insurance Company O
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1989
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 23, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.56 million went into the plan in contributions, $456,218 of it from the employer (29%).
  • $652,576 was paid out to participants.
  • Investment and other income added $1.86 million.
  • Administrative expenses were $20,263, about $83 per account.

How the Tropical Cheese Industries, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019314$11.7 million$358,770$497,093
2020346$12.4 million$378,326$1.82 million
2021352$14.4 million$384,068$889,519
2022322$13.1 million$381,725$515,475
2023329$15.5 million$419,759$980,499
2024329$18.1 million$456,218$652,576

Tropical Cheese Industries, Inc. 401(k) Contact Information

Phone
732-442-4898
Mailing address
450 FAYETTE STREET, PERTH AMBOY NJ 08861
Plan sponsor
TROPICAL CHEESE INDUSTRIES, INC.
Employer identification number (EIN)
22-2389912
Plan number
001

Questions about the Tropical Cheese Industries, Inc. 401(k)

Does Tropical Cheese Industries, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $456,218, 29% of all contributions.

Does the Tropical Cheese Industries, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Tropical Cheese Industries, Inc 401(k) plan?

329 participants at the start of plan year 2024, 304 of them active employees, and 37 former employees who still had money in the plan.

What is the average 401(k) balance at Tropical Cheese Industries, Inc?

About $74,082 per account: $18.1 million in plan assets across 245 accounts with a balance at the end of plan year 2024.

Who manages the Tropical Cheese Industries, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Tropical Cheese Industries, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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