Trustco Bank 401(k) Plan: Login, Facts & Contact Information
Trustco Bank 401(k) Login
386 former Trustco Bank employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Trustco Bank 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $4.18 million went into the plan in contributions, $1.38 million of it from the employer (33%).
- $5.14 million was paid out to participants.
- Investment and other income added $7.32 million.
- Administrative expenses were $213,180, about $166 per account.
How the Trustco Bank 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,252 | $34.3 million | $1.19 million | $2.28 million |
| 2020 | 1,268 | $37.8 million | $1.20 million | $2.56 million |
| 2021 | 1,297 | $45.1 million | $1.25 million | $2.52 million |
| 2022 | 1,328 | $39.4 million | $1.30 million | $3.13 million |
| 2023 | 1,343 | $44.1 million | $1.38 million | $5.47 million |
| 2024 | 1,355 | $50.3 million | $1.38 million | $5.14 million |
Trustco Bank 401(k) Contact Information
Questions about the Trustco Bank 401(k)
Does Trustco Bank contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.38 million, 33% of all contributions.
Does the Trustco Bank 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Trustco Bank 401(k) plan?
1,355 participants at the start of plan year 2024, 798 of them active employees, and 386 former employees who still had money in the plan.
What is the average 401(k) balance at Trustco Bank?
About $39,198 per account: $50.3 million in plan assets across 1,283 accounts with a balance at the end of plan year 2024.
Who manages the Trustco Bank 401(k) accounts?
Milliman (listed on the filing as MILLIMAN, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Trustco Bank. How do I access my 401(k)?
Your account stays with Milliman after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.