Two Farms Inc. 401(k) Plan: Login, Facts & Contact Information

Two Farms Inc. 401(k) Plan Facts

Plan name
CLOVERLAND FARMS DAIRY 401(K) RETIREMENT PLAN FOR UNION EMPLOYEES
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
TWO FARMS INC.
Participants
271 (332 active employees)
Former employees with a balance
39
Plan assets
$10,262,327 at Dec 31, 2024
Average account balance
$45,814 across 224 accounts
Employer contributions
$238,928 in plan year 2024 (33% of all contributions)
Recordkeeper
The Vanguard Group, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1990
Employer contributions Automatic enrollment Default investment for undecided participants Participants choose their own investments Self-directed brokerage window Profit sharing Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 7, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $715,434 went into the plan in contributions, $238,928 of it from the employer (33%).
  • $1.27 million was paid out to participants.
  • Investment and other income added $1.33 million.
  • Administrative expenses were $23,939, about $107 per account.

How the Two Farms Inc. 401(k) changed, 20192024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20194,333$18.5 million$778,274$1.47 million
20204,813$22.8 million$909,856$1.64 million
2021253$12.0 million$180,318$1.21 million
2022264$9.03 million$204,014$1.75 million
2023311$9.65 million$238,393$1.17 million
2024271$10.3 million$238,928$1.27 million

Two Farms Inc. 401(k) Contact Information

Phone
410-889-0200
Mailing address
3611 ROLAND AVENUE, BALTMORE MD 21211
Plan sponsor
TWO FARMS INC.
Employer identification number (EIN)
52-0275060
Plan number
003

Questions about the Two Farms Inc. 401(k)

Does Two Farms Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $238,928, 33% of all contributions.

Does the Two Farms Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Two Farms Inc 401(k) plan?

271 participants at the start of plan year 2024, 332 of them active employees, and 39 former employees who still had money in the plan.

What is the average 401(k) balance at Two Farms Inc?

About $45,814 per account: $10.3 million in plan assets across 224 accounts with a balance at the end of plan year 2024.

Who manages the Two Farms Inc 401(k) accounts?

Vanguard (listed on the filing as THE VANGUARD GROUP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Two Farms Inc. How do I access my 401(k)?

Your account stays with Vanguard after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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