Unify Financial Federal Credit Union 401(k) Plan: Login, Facts & Contact Information

Unify Financial Federal Credit Union 401(k) Plan Facts

Plan name
UNIFY FINANCIAL FEDERAL CREDIT UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UNIFY FINANCIAL FEDERAL CREDIT UNION
Participants
761 (469 active employees)
Former employees with a balance
232
Plan assets
$66,528,110 at Dec 31, 2024
Average account balance
$96,980 across 686 accounts
Employer contributions
$1,716,834 in plan year 2024 (29% of all contributions)
Recordkeeper
Fid Inv Inst Ops Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1997
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 2, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $5.97 million went into the plan in contributions, $1.72 million of it from the employer (29%).
  • $6.69 million was paid out to participants.
  • Investment and other income added $7.61 million.
  • Administrative expenses were $50,534, about $74 per account.

How the Unify Financial Federal Credit Union 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019838$40.7 million$942,602$3.73 million
2020814$47.9 million$2.25 million$4.93 million
2021774$57.2 million$2.12 million$2.81 million
2022807$50.5 million$2.10 million$4.34 million
2023797$59.7 million$2.00 million$5.37 million
2024761$66.5 million$1.72 million$6.69 million

Unify Financial Federal Credit Union 401(k) Contact Information

Phone
310-381-2300
Mailing address
740 N WATTERS RD, ALLEN TX 75013
Plan sponsor
UNIFY FINANCIAL FEDERAL CREDIT UNION
Employer identification number (EIN)
34-6541032
Plan number
002

Questions about the Unify Financial Federal Credit Union 401(k)

Does Unify Financial Federal Credit Union contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $1.72 million, 29% of all contributions.

Does the Unify Financial Federal Credit Union 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the Unify Financial Federal Credit Union 401(k) plan?

761 participants at the start of plan year 2024, 469 of them active employees, and 232 former employees who still had money in the plan.

What is the average 401(k) balance at Unify Financial Federal Credit Union?

About $96,980 per account: $66.5 million in plan assets across 686 accounts with a balance at the end of plan year 2024.

Who manages the Unify Financial Federal Credit Union 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FID INV INST OPS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Unify Financial Federal Credit Union. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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