United Airlines, Inc. 401(k) Plan: Login, Facts & Contact Information

United Airlines, Inc. 401(k) Plan Facts

Plan name
UNITED AIRLINES 401(K) SAVINGS PLAN
Plan type
401(k) and profit sharing
Plan sponsor
UNITED AIRLINES, INC.
Participants
77,273 (68,568 active employees)
Former employees with a balance
16,555
Plan assets
$10,285,169,777 at Dec 31, 2024
Average account balance
$133,477 across 77,056 accounts
Employer contributions
$164,852,259 in plan year 2024 (25% of all contributions)
Recordkeeper
Fid Inv Inst Ops Co
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 1984
— Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $655.6 million went into the plan in contributions, $164.9 million of it from the employer (25%).
  • $828.3 million was paid out to participants.
  • Investment and other income added $1.57 billion.
  • Administrative expenses were $2.67 million, about $35 per account.

How the United Airlines, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
201968,167$8.17 billion$152.0 million$503.0 million
202071,265$8.50 billion$131.2 million$1.38 billion
202163,799$9.30 billion$119.7 million$707.8 million
202266,927$7.42 billion$133.5 million$707.7 million
202367,689$8.89 billion$152.4 million$601.9 million
202477,273$10.3 billion$164.9 million$828.3 million

United Airlines, Inc. 401(k) Contact Information

Phone
877-825-3729
Mailing address
233 SOUTH WACKER DRIVE, CHICAGO IL 606060649
Plan sponsor
UNITED AIRLINES, INC.
Plan administrator
UNITED AIRLINES RETIREMENT PLANS ADMINISTRATIVE COMMITTEE
Employer identification number (EIN)
74-2099724
Plan number
222

Questions about the United Airlines, Inc. 401(k)

Does United Airlines, Inc contribute to the 401(k)?

The plan does not report an employer matching arrangement on its Form 5500. It did report $164.9 million in employer contributions for plan year 2024.

Does the United Airlines, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the United Airlines, Inc 401(k) plan?

77,273 participants at the start of plan year 2024, 68,568 of them active employees, and 16,555 former employees who still had money in the plan.

What is the average 401(k) balance at United Airlines, Inc?

About $133,477 per account: $10.3 billion in plan assets across 77,056 accounts with a balance at the end of plan year 2024.

Who manages the United Airlines, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FID INV INST OPS CO) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at United Airlines, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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