United Bankshares, Inc. 401(k) Plan: Login, Facts & Contact Information
United Bankshares, Inc. 401(k) Login
717 former United Bankshares, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
United Bankshares, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 30, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $21.2 million went into the plan in contributions, $7.45 million of it from the employer (35%).
- $25.7 million was paid out to participants.
- Investment and other income added $25.6 million.
- Administrative expenses were $298,999, about $112 per account.
How the United Bankshares, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 2,765 | $140.1 million | $4.46 million | $7.36 million |
| 2020 | 3,515 | $160.1 million | $6.50 million | $8.11 million |
| 2021 | 3,457 | $206.4 million | $8.11 million | $10.8 million |
| 2022 | 3,617 | $201.7 million | $8.18 million | $18.0 million |
| 2023 | 3,537 | $227.9 million | $7.64 million | $17.8 million |
| 2024 | 3,404 | $248.7 million | $7.45 million | $25.7 million |
United Bankshares, Inc. 401(k) Contact Information
Questions about the United Bankshares, Inc. 401(k)
Does United Bankshares, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $7.45 million, 35% of all contributions.
Does the United Bankshares, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the United Bankshares, Inc 401(k) plan?
3,404 participants at the start of plan year 2024, 2,640 of them active employees, and 717 former employees who still had money in the plan.
What is the average 401(k) balance at United Bankshares, Inc?
About $93,082 per account: $248.7 million in plan assets across 2,672 accounts with a balance at the end of plan year 2024.
Who manages the United Bankshares, Inc 401(k) accounts?
Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY O) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at United Bankshares, Inc. How do I access my 401(k)?
Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.