United Community Banks, Inc. 401(k) Plan: Login, Facts & Contact Information
United Community Banks, Inc. 401(k) Login
652 former United Community Banks, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
United Community Banks, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 10, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $32.8 million went into the plan in contributions, $11.2 million of it from the employer (34%).
- $27.6 million was paid out to participants.
- Investment and other income added $35.5 million.
- Administrative expenses were $235,990, about $66 per account.
How the United Community Banks, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 2,701 | $144.4 million | $5.27 million | $15.5 million |
| 2020 | 2,758 | $173.8 million | $6.42 million | $12.8 million |
| 2021 | 2,919 | $206.9 million | $7.31 million | $16.4 million |
| 2022 | 3,252 | $196.5 million | $9.76 million | $16.5 million |
| 2023 | 3,780 | $254.7 million | $10.8 million | $29.2 million |
| 2024 | 3,909 | $295.2 million | $11.2 million | $27.6 million |
United Community Banks, Inc. 401(k) Contact Information
Questions about the United Community Banks, Inc. 401(k)
Does United Community Banks, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $11.2 million, 34% of all contributions.
Does the United Community Banks, Inc 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the United Community Banks, Inc 401(k) plan?
3,909 participants at the start of plan year 2024, 3,064 of them active employees, and 652 former employees who still had money in the plan.
What is the average 401(k) balance at United Community Banks, Inc?
About $82,489 per account: $295.2 million in plan assets across 3,579 accounts with a balance at the end of plan year 2024.
Who manages the United Community Banks, Inc 401(k) accounts?
T. Rowe Price (listed on the filing as T ROWE PRICE RPS INC) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at United Community Banks, Inc. How do I access my 401(k)?
Your account stays with T. Rowe Price after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.