United Fire & Casualty Co 401(k) Plan: Login, Facts & Contact Information

United Fire & Casualty Co 401(k) Plan Facts

Plan name
UNITED FIRE GROUP 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UNITED FIRE & CASUALTY COMPANY
Participants
1,477 (866 active employees)
Former employees with a balance
416
Plan assets
$150,098,435 at Dec 31, 2024
Average account balance
$116,808 across 1,285 accounts
Employer contributions
$3,518,341 in plan year 2024 (22% of all contributions)
Recordkeeper
Principal Life Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Aug 1, 1989
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jun 30, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $16.4 million went into the plan in contributions, $3.52 million of it from the employer (22%).
  • $36.4 million was paid out to participants.
  • Investment and other income added $19.3 million.
  • Administrative expenses were $408,518, about $318 per account.

How the United Fire & Casualty Co 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
20191,425$133.1 million$864,964$13.7 million
20201,479$154.7 million$925,324$8.28 million
20211,463$165.7 million$916,523$23.2 million
20221,439$141.8 million$3.79 million$13.4 million
20231,473$151.2 million$3.82 million$29.6 million
20241,477$150.1 million$3.52 million$36.4 million

United Fire & Casualty Co 401(k) Contact Information

Phone
319-399-5798
Mailing address
118 SECOND AVENUE SE, CEDAR RAPIDS IA 524073909
Plan sponsor
UNITED FIRE & CASUALTY COMPANY
Employer identification number (EIN)
42-0644327
Plan number
004

Questions about the United Fire & Casualty Co 401(k)

Does United Fire & Casualty Co contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.52 million, 22% of all contributions.

Does the United Fire & Casualty Co 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the United Fire & Casualty Co 401(k) plan?

1,477 participants at the start of plan year 2024, 866 of them active employees, and 416 former employees who still had money in the plan.

What is the average 401(k) balance at United Fire & Casualty Co?

About $116,808 per account: $150.1 million in plan assets across 1,285 accounts with a balance at the end of plan year 2024.

Who manages the United Fire & Casualty Co 401(k) accounts?

Principal (listed on the filing as PRINCIPAL LIFE INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at United Fire & Casualty Co. How do I access my 401(k)?

Your account stays with Principal after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

Related Companies
Headquarter: 52 BROADWAY, NEW YORK, NY, 100041603
Headquarter: 470 RIVERSIDE PKWY, AUSTELL, GA, 30168
Headquarter: 155 HARLEM AVE, GLENVIEW, IL, 60025
Headquarter: 900 ASHWOOD PARKWAY STE. 700, ATLANTA, GA, 30338
Headquarter: 1 ECOLAB PLACE / EGH03, ST. PAUL, MN, 55102