United Mechanical, Inc. 401(k) Plan: Login, Facts & Contact Information

United Mechanical, Inc. 401(k) Plan Facts

Plan name
UMI 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UNITED MECHANICAL, INC.
Participants
169 (124 active employees)
Former employees with a balance
49
Plan assets
$17,087,083 at Dec 31, 2024
Average account balance
$120,332 across 142 accounts
Employer contributions
$582,422 in plan year 2024 (20% of all contributions)
Recordkeeper
Empower Annuity Insurance Company
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2004
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Sep 11, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $2.88 million went into the plan in contributions, $582,422 of it from the employer (20%).
  • $781,636 was paid out to participants.
  • Investment and other income added $1.95 million.
  • Administrative expenses were $39,322, about $277 per account.

How the United Mechanical, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019148$7.17 million$370,890$474,702
2020150$8.64 million$446,523$851,745
2021140$10.7 million$404,307$590,216
2022146$10.6 million$466,726$493,321
2023172$13.1 million$558,488$1.09 million
2024169$17.1 million$582,422$781,636

United Mechanical, Inc. 401(k) Contact Information

Phone
408-315-3328
Mailing address
2185 OAKLAND ROAD, SAN JOSE CA 95131
Plan sponsor
UNITED MECHANICAL, INC.
Employer identification number (EIN)
54-2095461
Plan number
001

Questions about the United Mechanical, Inc. 401(k)

Does United Mechanical, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $582,422, 20% of all contributions.

Does the United Mechanical, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the United Mechanical, Inc 401(k) plan?

169 participants at the start of plan year 2024, 124 of them active employees, and 49 former employees who still had money in the plan.

What is the average 401(k) balance at United Mechanical, Inc?

About $120,332 per account: $17.1 million in plan assets across 142 accounts with a balance at the end of plan year 2024.

Who manages the United Mechanical, Inc 401(k) accounts?

Empower (listed on the filing as EMPOWER ANNUITY INSURANCE COMPANY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at United Mechanical, Inc. How do I access my 401(k)?

Your account stays with Empower after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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