United Panam Financial Corp 401(k) Plan: Login, Facts & Contact Information

United Panam Financial Corp 401(k) Plan Facts

Plan name
VROOM AUTOMOTIVE FINANCE CORPORATION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
VROOM AUTOMOTIVE FINANCE CORP. · formerly United Panam Financial Corp
Participants
830 (523 active employees)
Former employees with a balance
282
Plan assets
$29,218,899 at Dec 31, 2024
Average account balance
$38,907 across 751 accounts
Employer contributions
$973,891 in plan year 2024 (25% of all contributions)
Recordkeeper
Voya Retirement Insurance & Annuity
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Apr 1, 1995
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $3.92 million went into the plan in contributions, $973,891 of it from the employer (25%).
  • $4.44 million was paid out to participants.
  • Investment and other income added $4.02 million.
  • Administrative expenses were $141,203, about $188 per account.

How the United Panam Financial Corp 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019531$15.1 million$3,203$1.18 million
2020641$18.7 million$583,174$1.47 million
2021697$23.0 million$631,404$1.19 million
2022803$20.3 million$615,852$1.33 million
2023870$25.9 million$841,267$2.43 million
2024830$29.2 million$973,891$4.44 million

United Panam Financial Corp 401(k) Contact Information

Phone
949-224-1917
Mailing address
1071 CAMELBACK STREET, NEWPORT BEACH CA 92660
Plan sponsor
VROOM AUTOMOTIVE FINANCE CORP.
Employer identification number (EIN)
94-3211687
Plan number
001

Questions about the United Panam Financial Corp 401(k)

Does United Panam Financial Corp contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $973,891, 25% of all contributions.

Does the United Panam Financial Corp 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the United Panam Financial Corp 401(k) plan?

830 participants at the start of plan year 2024, 523 of them active employees, and 282 former employees who still had money in the plan.

What is the average 401(k) balance at United Panam Financial Corp?

About $38,907 per account: $29.2 million in plan assets across 751 accounts with a balance at the end of plan year 2024.

Who manages the United Panam Financial Corp 401(k) accounts?

Voya Financial (listed on the filing as VOYA RETIREMENT INSURANCE & ANNUITY) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at United Panam Financial Corp. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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