United Payroll, Llc 401(k) Plan: Login, Facts & Contact Information

United Payroll, Llc 401(k) Plan Facts

Plan name
THE UNITED GROUP OF COMPANIES, INC. EMPLOYEE SAVINGS TRUST
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UNITED PAYROLL, LLC
Participants
233 (188 active employees)
Former employees with a balance
72
Plan assets
$13,091,643 at Sep 30, 2025
Average account balance
$56,920 across 230 accounts
Employer contributions
$348,881 in plan year 2024 (34% of all contributions)
Plan year
Oct 1, 2024 – Sep 30, 2025
Plan established
Oct 1, 2001
✓ Employer contributions✓ Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Oct 1, 2024 – Sep 30, 2025), filed Jul 15, 2026. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.01 million went into the plan in contributions, $348,881 of it from the employer (34%).
  • $2.16 million was paid out to participants.
  • Investment and other income added $1.71 million.
  • Administrative expenses were $20,901, about $91 per account.

How the United Payroll, Llc 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019305$8.92 million$299,076$127,720
2020278$11.3 million$369,582$329,020
2021277$8.87 million$379,418$1.42 million
2022231$10.5 million$379,267$767,664
2023239$12.6 million$321,904$1.68 million
2024233$13.1 million$348,881$2.16 million

United Payroll, Llc 401(k) Contact Information

Phone
518-687-7310
Mailing address
1609 6TH AVE 3RD FLOOR, TROY NY 12180
Plan sponsor
UNITED PAYROLL, LLC
Employer identification number (EIN)
14-1833429
Plan number
001

Questions about the United Payroll, Llc 401(k)

Does United Payroll, Llc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $348,881, 34% of all contributions.

Does the United Payroll, Llc 401(k) have automatic enrollment?

Yes. The plan reports automatic enrollment of eligible employees.

How many people are in the United Payroll, Llc 401(k) plan?

233 participants at the start of plan year 2024, 188 of them active employees, and 72 former employees who still had money in the plan.

What is the average 401(k) balance at United Payroll, Llc?

About $56,920 per account: $13.1 million in plan assets across 230 accounts with a balance at the end of plan year 2024.

Who manages the United Payroll, Llc 401(k) accounts?

Voya Financial is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at United Payroll, Llc. How do I access my 401(k)?

Your account stays with Voya Financial after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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