United Refining Company Of Pennsylvania 401(k) Plan: Login, Facts & Contact Information
United Refining Company Of Pennsylvania 401(k) Login
95 former United Refining Company Of Pennsylvania employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
United Refining Company Of Pennsylvania 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 15, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $1.82 million went into the plan in contributions, $498,331 of it from the employer (27%).
- $1.13 million was paid out to participants.
- Investment and other income added $1.33 million.
- Administrative expenses were $8,720, about $5 per account.
How the United Refining Company Of Pennsylvania 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 1,560 | $6.95 million | $388,089 | $1.22 million |
| 2020 | 1,579 | $8.47 million | $403,551 | $1.10 million |
| 2021 | 1,695 | $9.83 million | $410,273 | $991,942 |
| 2022 | 1,625 | $8.46 million | $425,523 | $1.75 million |
| 2023 | 1,699 | $10.3 million | $474,419 | $1.13 million |
| 2024 | 1,911 | $12.3 million | $498,331 | $1.13 million |
United Refining Company Of Pennsylvania 401(k) Contact Information
Questions about the United Refining Company Of Pennsylvania 401(k)
Does United Refining Company Of Pennsylvania contribute to the 401(k)?
The plan does not report an employer matching arrangement on its Form 5500. It did report $498,331 in employer contributions for plan year 2024.
Does the United Refining Company Of Pennsylvania 401(k) have automatic enrollment?
Yes. The plan reports automatic enrollment of eligible employees.
How many people are in the United Refining Company Of Pennsylvania 401(k) plan?
1,911 participants at the start of plan year 2024, 2,471 of them active employees, and 95 former employees who still had money in the plan.
What is the average 401(k) balance at United Refining Company Of Pennsylvania?
About $7,412 per account: $12.3 million in plan assets across 1,654 accounts with a balance at the end of plan year 2024.
Who manages the United Refining Company Of Pennsylvania 401(k) accounts?
Merrill Benefits OnLine (listed on the filing as MERRILL LYNCH, PIERCE, FENNER AND S) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at United Refining Company Of Pennsylvania. How do I access my 401(k)?
Your account stays with Merrill Benefits OnLine after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.