Universal Dedicated, Inc. 401(k) Plan: Login, Facts & Contact Information

Universal Dedicated, Inc. 401(k) Plan Facts

Plan name
UNIVERSAL DEDICATED, INC. UNION 401(K) PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UNIVERSAL DEDICATED, INC.
Participants
938 (1,008 active employees)
Former employees with a balance
0
Plan assets
$12,199,633 at Dec 31, 2024
Average account balance
$24,110 across 506 accounts
Employer contributions
$468,968 in plan year 2024 (24% of all contributions)
Recordkeeper
Fidelity Investments Institutional
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Mar 1, 1992
✓ Employer contributions— Automatic enrollment— Default investment for undecided participants✓ Participants choose their own investments— Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Oct 14, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $1.97 million went into the plan in contributions, $468,968 of it from the employer (24%).
  • $1.54 million was paid out to participants.
  • Investment and other income added $1.48 million.
  • Administrative expenses were $11,470, about $23 per account.

How the Universal Dedicated, Inc. 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019543$6.50 million$268,054$411,500
2020542$7.50 million$288,838$767,295
2021627$9.37 million$359,407$777,105
2022671$8.70 million$420,466$1.20 million
2023843$10.3 million$430,097$1.52 million
2024938$12.2 million$468,968$1.54 million

Universal Dedicated, Inc. 401(k) Contact Information

Phone
586-939-7000
Mailing address
12755 E. NINE MILE ROAD, WARREN MI 480892010
Plan sponsor
UNIVERSAL DEDICATED, INC.
Employer identification number (EIN)
38-2564759
Plan number
001

Questions about the Universal Dedicated, Inc. 401(k)

Does Universal Dedicated, Inc contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $468,968, 24% of all contributions.

Does the Universal Dedicated, Inc 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Universal Dedicated, Inc 401(k) plan?

938 participants at the start of plan year 2024, 1,008 of them active employees.

What is the average 401(k) balance at Universal Dedicated, Inc?

About $24,110 per account: $12.2 million in plan assets across 506 accounts with a balance at the end of plan year 2024.

Who manages the Universal Dedicated, Inc 401(k) accounts?

Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Universal Dedicated, Inc. How do I access my 401(k)?

Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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