Universal Property & Casualty 401(k) Plan: Login, Facts & Contact Information

Universal Property & Casualty 401(k) Plan Facts

Plan name
UNIVERSAL PROPERTY & CASUALTY 401(K) PROFIT SHARING PLAN
Plan type
401(k) with employer contributions and profit sharing
Plan sponsor
UNIVERSAL PROPERTY & CASUALTY
Participants
1,481 (958 active employees)
Former employees with a balance
377
Plan assets
$82,733,306 at Dec 31, 2024
Average account balance
$74,804 across 1,106 accounts
Employer contributions
$3,675,742 in plan year 2024 (36% of all contributions)
Recordkeeper
Adp, Inc.
Plan year
Jan 1, 2024 – Dec 31, 2024
Plan established
Jan 1, 2009
✓ Employer contributions— Automatic enrollment✓ Default investment for undecided participants✓ Participants choose their own investments✓ Self-directed brokerage window✓ Profit sharing— Company stock (ESOP)

Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Aug 6, 2025. Public filing with the U.S. Department of Labor.

Money in and out in plan year 2024

  • $10.1 million went into the plan in contributions, $3.68 million of it from the employer (36%).
  • $5.75 million was paid out to participants.
  • Investment and other income added $10.1 million.
  • Administrative expenses were $48,041, about $43 per account.

How the Universal Property & Casualty 401(k) changed, 2019–2024

Plan yearParticipantsPlan assetsEmployer contributionsBenefits paid
2019745$33.1 million$2.19 million$730,216
2020894$41.2 million$2.56 million$3.30 million
20211,003$54.0 million$2.87 million$1.61 million
20221,142$52.7 million$3.44 million$2.73 million
20231,405$68.4 million$3.72 million$2.97 million
20241,481$82.7 million$3.68 million$5.75 million

Universal Property & Casualty 401(k) Contact Information

Phone
800-425-9113
Mailing address
1110 WEST COMMERCIAL BLVD, FORT LAUDERDALE FL 33309
Plan sponsor
UNIVERSAL PROPERTY & CASUALTY
Employer identification number (EIN)
65-0789077
Plan number
001

Questions about the Universal Property & Casualty 401(k)

Does Universal Property & Casualty contribute to the 401(k)?

Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $3.68 million, 36% of all contributions.

Does the Universal Property & Casualty 401(k) have automatic enrollment?

No. The plan does not report automatic enrollment; employees enroll themselves.

How many people are in the Universal Property & Casualty 401(k) plan?

1,481 participants at the start of plan year 2024, 958 of them active employees, and 377 former employees who still had money in the plan.

What is the average 401(k) balance at Universal Property & Casualty?

About $74,804 per account: $82.7 million in plan assets across 1,106 accounts with a balance at the end of plan year 2024.

Who manages the Universal Property & Casualty 401(k) accounts?

ADP Retirement Services (listed on the filing as ADP, INC.) is the plan's recordkeeper, which is where participants log in to see their balance.

I no longer work at Universal Property & Casualty. How do I access my 401(k)?

Your account stays with ADP Retirement Services after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.

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