Upm Raflatac, Inc. 401(k) Plan: Login, Facts & Contact Information
Upm Raflatac, Inc. 401(k) Login
243 former Upm Raflatac, Inc. employees still have money in this plan.
Retirement plan providers can change. This information is from the plan's 2024 filing.
Upm Raflatac, Inc. 401(k) Plan Facts
Source: Form 5500 for plan year 2024 (Jan 1, 2024 – Dec 31, 2024), filed Jul 23, 2025. Public filing with the U.S. Department of Labor.
Money in and out in plan year 2024
- $6.87 million went into the plan in contributions, $2.98 million of it from the employer (43%).
- $9.79 million was paid out to participants.
- Investment and other income added $16.8 million.
- Administrative expenses were $72,481, about $104 per account.
How the Upm Raflatac, Inc. 401(k) changed, 2019–2024
| Plan year | Participants | Plan assets | Employer contributions | Benefits paid |
|---|---|---|---|---|
| 2019 | 630 | $81.6 million | $3.08 million | $7.60 million |
| 2020 | 635 | $89.8 million | $3.00 million | $14.6 million |
| 2021 | 635 | $104.0 million | $3.18 million | $5.45 million |
| 2022 | 674 | $82.2 million | $3.16 million | $7.87 million |
| 2023 | 678 | $98.3 million | $3.13 million | $7.96 million |
| 2024 | 647 | $112.1 million | $2.98 million | $9.79 million |
Upm Raflatac, Inc. 401(k) Contact Information
Questions about the Upm Raflatac, Inc. 401(k)
Does Upm Raflatac, Inc contribute to the 401(k)?
Yes. The plan reports an employer contribution arrangement. In plan year 2024 the employer contributed $2.98 million, 43% of all contributions.
Does the Upm Raflatac, Inc 401(k) have automatic enrollment?
No. The plan does not report automatic enrollment; employees enroll themselves.
How many people are in the Upm Raflatac, Inc 401(k) plan?
647 participants at the start of plan year 2024, 456 of them active employees, and 243 former employees who still had money in the plan.
What is the average 401(k) balance at Upm Raflatac, Inc?
About $160,865 per account: $112.1 million in plan assets across 697 accounts with a balance at the end of plan year 2024.
Who manages the Upm Raflatac, Inc 401(k) accounts?
Fidelity NetBenefits (listed on the filing as FIDELITY INVESTMENTS INSTITUTIONAL) is the plan's recordkeeper, which is where participants log in to see their balance.
I no longer work at Upm Raflatac, Inc. How do I access my 401(k)?
Your account stays with Fidelity NetBenefits after you leave, so you can log in with the same credentials. If your balance was small, the plan may have rolled it into an IRA in your name. If you can't find it, Beagle can locate it for you.